Nomacal

Privacy Policy & Terms and Conditions - 2025

Nomacal is committed to respecting and protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you interact with our services.

1. Information We Collect

We collect personal data such as your name, email address, and financial information when you register or use our services. We also collect data related to your interactions with our platform for the purpose of improving your experience.

2. Use of Information

Your personal data is used to provide you with services, including processing Bitcoin-backed loans and enhancing our platform's functionality. We do not share or sell your personal information to third parties unless required by law.

3. Data Security

We take the security of your personal information seriously. We employ advanced encryption methods and adhere to strict security protocols to protect your data.

4. Cookies and Tracking

We use cookies to enhance your browsing experience. You can opt-out of cookies by adjusting your browser settings.

5. Your Rights

You have the right to access, update, or delete your personal information at any time. Please contact us for any requests. Active loans cannot have personal information deleted until term is complete.

Terms and Conditions

Welcome to Nomacal! By using our services, you agree to comply with the following Terms and Conditions. Please read these carefully.

1. Services Provided

Nomacal offers Bitcoin-backed lending services, where users can access liquidity without the need for credit checks or margin calls. We provide a platform for individuals to unlock the value of their Bitcoin holdings while maintaining control over their assets.

2. Account Creation

To use our services, you must create an account. You agree to provide accurate, complete, and updated information during registration. You are responsible for maintaining the confidentiality of your account information.

3. Loan Terms

When you take out a loan through Nomacal, the loan terms—including interest rates and repayment schedules—will be clearly outlined. All loans are backed by Bitcoin collateral and are subject to the conditions described in our loan agreements.

4. No Margin Calls

Nomacal operates on the principle of no margin calls. Once you take out a loan, you will not be required to provide additional collateral, and your assets will not be liquidated unless explicitly agreed upon in the loan terms.

5. Payment and Fees

Nomacal charges a fixed interest rate and origination fee as specified at the time of the loan application. Payments are due according to the repayment schedule agreed upon.

6. Termination of Service

Nomacal reserves the right to suspend or terminate your access to the platform if you breach any terms of service or engage in fraudulent activities.

7. Dispute Resolution

In the event of a dispute, we encourage you to first contact our customer service team. If the issue remains unresolved, disputes will be governed by the laws of Toronto, Canada.

8. Limitation of Liability

Nomacal will not be held liable for any indirect, incidental, or consequential damages arising from the use of our platform.